投资者贷款激增促使澳大利亚住房价格上涨, 尽管主要城市价格持平。 Investor lending surge drives Australia’s housing price rise despite flat major city prices.

向房地产投资者的贷款比去年增加了8.9%,超过业主占有者的贷款,为6.1%,这助长了澳大利亚不断增长的利率压力。 Lending to property investors has increased 8.9% over the past year, surpassing owner-occupier lending at 6.1%, which is contributing to Australia's growing interest rate pressure. 2月,尽管悉尼和墨尔本价格平价,投资者需求强劲,推动国家住房价值上升了0.8%。 Strong investor demand drove a 0.8% increase in national home values in February, despite flat prices in Sydney and Melbourne. 由于投资者按揭活动创纪录,对入门住房的竞争加剧,自2024年降低利率以来,投资者的按揭活动增加了25%,价格上升了。 Due to increased competition for entry-level homes brought on by record mortgage activity among investors—up 25% since rate cuts in 2024—prices have risen. 经济学家认为,早些时候的非洲同侪审议机构改革本可以避免提高利率的需要,但储备银行指出,投资者驱动的信贷增长是通货膨胀的主要驱动因素。 Economists contend that earlier APRA reforms could have avoided the need for rate increases, but the Reserve Bank points to investor-driven credit growth as a major inflationary driver. 新的20%的上限对高杠杆贷款没有什么作用。 There is little effect from a new 20% cap on high-leverage lending. 由于担心税收减免,例如50%的资本利得折扣, 有利于投资者, 珀斯和布里斯班等城市的价格分别上了2.3%和1.6%. Amid worries about tax breaks like the 50% capital-gains discount that favor investors, cities like Perth and Brisbane saw price increases of 2.3% and 1.6%, respectively.