从2026年3月开始,所有新的美国借记卡和信用卡必须具有无接触支付能力。 Starting March 2026, all new U.S. debit and credit cards must have contactless payment capability.

2026年3月生效的一项新的联邦规则将要求美国所有主要银行为每张借记卡和信用卡提供无接触付款,从而扩大全国使用自付技术的机会。 A new federal rule taking effect in March 2026 will require all major U.S. banks to enable contactless payments on every debit and credit card, expanding access to tap-to-pay technology nationwide. 美联储授权进行的这一变革旨在改善付款安全和方便,所有在截止日期之后发放的卡片预计将包括无接触功能。 The change, mandated by the Federal Reserve, aims to improve payment security and convenience, with all cards issued after the deadline expected to include contactless functionality. 消费者将不需要要求该功能,因为新卡上将采用标准功能。 Consumers will not need to request the feature, as it will be standard on new cards.