马来西亚EPF推出i-Legasi, 允许55+成员将退休储蓄转至儿童账户, Malaysia's EPF launches i-Legasi, letting members 55+ transfer retirement savings to children’s accounts without annual limits.

马来西亚的雇员节约储金(EPF)将启动i-Legasi(i-Legasi),让55岁及以上成员将退休储蓄转入其子女的EPF账户,而不必按通常的每年100 000林吉特上限。 The Employees Provident Fund (EPF) in Malaysia will launch i-Legasi, allowing members aged 55 and above to transfer retirement savings to their children’s EPF accounts without the usual RM100,000 annual top-up limit. 转移的资金将一直冻结到儿童达到退出年龄为止,并须遵守与常规的紧急方案基金缴款相同的规则。 Funds transferred will remain locked until the child reaches withdrawal age and are subject to the same rules as regular EPF contributions. 该倡议旨在促进代际储蓄和金融保障。 The initiative aims to boost intergenerational savings and financial security. 基金还确认2025年将支付6.15%的股息,该股息将在3月1日前抵记,并根据账户余额而不是会员偏好进行分配. The EPF also confirmed a 6.15% dividend for 2025, to be credited by March 1, with distributions based on account balances, not member preferences.