癌症造成新西兰人寿保险付款的55%,大多数报销申请得到批准,平均为350 000美元,但85%的家庭仍然保险不足。 Cancer caused 55% of life insurance payouts in New Zealand, with most claims approved and averaging $350,000, yet 85% of households remain underinsured.

癌症造成过去一年新西兰人寿保险付款的55%,主要影响30至50岁的成年人。 Cancer caused 55% of life insurance payouts in New Zealand over the past year, primarily affecting adults in their 30s to 50s. 多数报销申请都获得批准,平均支付额为350 000美元,通常不足以支付抵押贷款(50%)、儿童教育(30%)和收入折合养恤金(20%)。 Most claims were approved, with payouts averaging $350,000—often insufficient to cover mortgages (50%), children’s education (30%), and income replacement (20%). 尽管财政需求很高,85%的家庭仍然得不到保险,特别是在奥克兰等费用高昂的地区。 Despite high financial needs, 85% of households remain underinsured, especially in costly areas like Auckland. 专家们强调,适当的保险比通常认为的更负担得起,而且对财政保障至关重要。 Experts stress that adequate coverage is more affordable than commonly believed and essential for financial security.