美国的按揭利率自2022年以来首次跌至6%以下,由于通货膨胀冷却和美联储的多维什,借贷成本降低。 U.S. mortgage rates dropped below 6% for the first time since 2022, easing borrowing costs amid cooling inflation and a dovish Fed.

据Freddie Mac指出,美国自2022年以来首次低于6%的房贷利率,在2026年2月25日终了的一周内平均为5.9%。 Mortgage rates in the U.S. fell below 6% for the first time since 2022, averaging 5.9% in the week ending February 25, 2026, according to Freddie Mac. 由冷却通货膨胀和更多的多维什美联储驱动的这一下降可以减轻借贷成本,促进购房。 The decline, driven by cooling inflation and a more dovish Federal Reserve, could ease borrowing costs and boost home buying. 然而,高昂的房价继续限制可负担性,市场复苏取决于就业和工资等更广泛的经济因素。 However, high home prices continue to limit affordability, and market recovery depends on broader economic factors like jobs and wages.