Sturgis Bancorp在2025年取得强劲成果,净收入为7.5M美元,净利息收入增加40.65%,净利率为3.66%。 Sturgis Bancorp posted strong 2025 results with $7.5M net income, 40.65% higher net interest income, and a 3.66% net interest margin.

Sturgis Bancorp报告了2025年的强劲成果,净收入增至750万美元,每股收入达345美元,高于2024年的280万美元和132美元。 Sturgis Bancorp reported strong 2025 results, with net income rising to $7.5 million and earnings per share reaching $3.45, up from $2.8 million and $1.32 in 2024. 由于贷款收入增加和借贷成本降低,银行净利息收入增加了40.65%,而信贷损失备抵额则逆转了383 000美元,而2024年的收费为460万美元。 The bank saw a 40.65% increase in net interest income, driven by higher loan income and lower borrowing costs, while reversing $383,000 of credit loss provisions compared to a $4.6 million charge in 2024. 总资产增至9.99亿美元,存款增加7 080万美元,第四季度净利差增至3.66%。 Total assets grew to $999 million, deposits increased by $70.8 million, and the net interest margin expanded to 3.66% in the fourth quarter. 非利息支出上升9.52%,原因是补偿和占用费用较高,而非利息收入略有下降,原因是2024年一次性增益不再出现。 Noninterest expenses rose 9.52% due to higher compensation and occupancy costs, while noninterest income declined slightly due to a one-time gain in 2024 that did not recur. 该银行保持强劲的资本,第1级杠杆比率为8.11%,每年按每股0.68美元支付年红利,并强调在2026年继续注重关系银行业务和扩大业务。 The bank maintained strong capital with a Tier 1 leverage ratio of 8.11%, paid $0.68 in annual dividends per share, and emphasized continued focus on relationship banking and expansion in 2026.