Banca Transilvania在2025年创下了创纪录的46.6亿瑞郎的利润,尽管罗马尼亚信贷前景恶化,但贷款强劲,不良贷款少。 Banca Transilvania posted a record RON 4.66 billion profit in 2025, with strong lending and low bad loans, despite Romania’s worsening credit outlook.

Banca Transilvania报告,由于第四季度表现强劲和贷款增长加速,2025年净利润创下记录,达到46.6亿雷亚尔,总资产达到2 244亿雷亚尔,股本回报率为25.23%。 Banca Transilvania reported a record net profit of RON 4.66 billion in 2025, driven by strong fourth-quarter performance and accelerated lending growth, with total assets reaching RON 224.4 billion and a 25.23% return on equity. 该银行的不良贷款比率仍然很低,为2.40%,它向公共预算捐助了29亿雷亚尔。 The bank’s non-performing loan ratio remained low at 2.40%, and it contributed RON 2.9 billion to the public budget. 尽管取得了积极成果,但罗马尼亚的信用前景却恶化了,S&P给出了负面前景,惠誉保持了BBB的评级,对财政和全球经济风险抱有负面期望。 Despite positive results, Romania’s credit outlook worsened, with S&P assigning a negative outlook and Fitch maintaining a BBB- rating with negative expectations due to fiscal and global economic risks. 与此同时,Sphera Francise集团的销售额增长1.5%,达到15.7亿雷亚尔,尽管利润率下降,外国对罗马尼亚保健和投资部门的兴趣增加。 Meanwhile, Sphera Franchise Group saw a 1.5% sales increase to RON 1.57 billion, though profitability declined, and foreign interest in Romania’s healthcare and investment sectors grew.