超过半数的美国人在生病期间或死后管理父母的财务,这突出表明需要及早进行财务规划。 Over half of Americans are managing a parent’s finances during illness or after death, underscoring the need for early financial planning.

一项2024年NerdWallet调查发现,55%的美国人在生病期间或死亡后管理或计划管理父母的财务,这突显了日益加重的财政照料负担。 A 2024 NerdWallet survey found that 55% of Americans have managed or plan to manage a parent’s finances during illness or after death, highlighting the growing burden of financial caregiving. 金融记者贝丝·平斯克(Beth Pinsker)在《我母亲的钱》一书中分享了个人挑战,比如获取数字账户和跟踪收益,强调早期讨论财政、房地产计划和授权等法律工具的必要性。 Financial journalist Beth Pinsker, in her book “My Mother’s Money,” shares personal challenges like accessing digital accounts and tracking benefits, stressing the need for early conversations about finances, estate plans, and legal tools like power of attorney. 她敦促家庭现在做好准备,减轻今后的压力。 She urges families to prepare now to ease future stress.