State Farm计划向汽车客户支付50亿美元股息，平均每辆车100美元，原因是理赔和保费减少，而房主保险因风暴损害不断增加而依然紧张。 State Farm to pay $5B dividend to auto customers, averaging $100 per vehicle, due to lower claims and premiums, while homeowners insurance remains strained by rising storm damage.

州农场今年夏天将向客户分发创纪录的50亿美元的汽车保险红利,每辆保险车平均100美元,这是由较低的事故率和修理费用驱动的。 State Farm will distribute a record $5 billion auto insurance dividend, averaging $100 per insured vehicle, to customers this summer, driven by lower accident rates and repair costs. 在付款之后,40个州的汽车保险费平均平均减少10%,汽车部分的承保收益很大。 The payout follows a 10% average reduction in auto premiums across 40 states, with strong underwriting gains in the auto segment. 然而,由于风暴的频率和严重程度不断上升,房主保险继续面临挑战,导致索赔和费率上升,特别是在伊利诺斯州和其他高风险地区,尽管未能努力控制涨幅,但索赔和费率上升仍然较高,特别是在伊利诺伊州和其他高风险地区。 However, homeowners insurance continues to face challenges due to rising storm frequency and severity, leading to higher claims and rate increases, particularly in Illinois and other high-risk areas, despite failed efforts to cap hikes.