2026年,联邦学生贷款利率上升,借贷上限与学术水平挂钩,扩大以收入为驱动的还款选择增加了豁免资格。 In 2026, federal student loan rates rise, caps on borrowing are tied to academic level, and expanded income-driven repayment options increase forgiveness eligibility.

2026年,联邦学生贷款利率将上升,根据学术水平和方案类型对贷款金额实行新的上限。 In 2026, federal student loan interest rates are set to rise, with new caps on loan amounts based on academic level and program type. 教育部已宣布更新收入驱动的偿还门槛,扩大了获得贷款豁免的资格。 The Department of Education has announced updated income-driven repayment thresholds, expanding eligibility for loan forgiveness. 此外,新的改革旨在简化申请程序,降低违约率,尽管关于执行时间表的细节尚待确定。 Additionally, new reforms aim to simplify the application process and reduce default rates, though details on implementation timelines remain pending.