联合王国提出了贷款人与所有信贷机构分享借款人信贷数据的新规则,以提高准确性、公正性和金融包容性。 UK proposes new rules for lenders to share borrower credit data with all credit agencies to improve accuracy, fairness, and financial inclusion.

联合王国金融行为管理局正在提出新的规则,要求放款人与所有指定的信贷参考机构(而不仅仅是一个机构)分享借款人信贷数据,以提高准确性和完整性。 The UK's Financial Conduct Authority is proposing new rules requiring lenders to share borrower credit data with all designated credit reference agencies, not just one, to improve accuracy and completeness. 这一行动旨在增加获得公平信贷的机会,减少欺诈和风险贷款,并支持金融包容性。 The move aims to enhance access to fair credit, reduce fraud and risky lending, and support financial inclusion. 协商于2026年5月1日开始, 也注重在信用档案中更好地反映因经济虐待而被迫背负的债务, 这是政府支持的一步。 The consultation, open until May 1, 2026, also focuses on better reflecting coerced debt from economic abuse in credit files, a step backed by the government. StepChange等消费者群体欢迎该计划,强调其对于公平获得资金和预防债务的重要性。 Consumer groups like StepChange have welcomed the plan, stressing its importance for fair financial access and debt prevention. 更多详情请见政府的货币援助者网站。 More details are available via the government’s MoneyHelper website.