从2026年3月1日起,房地产经纪人必须向实体或信托机构报告现金或私人融资的房屋销售情况,以打击洗钱活动。 Starting March 1, 2026, real estate pros must report cash or private-financed home sales to entities or trusts to fight money laundering.

自2026年3月1日起,金融犯罪执法网(FinCEN)将要求房地产专业人员在买方是实体或信托机构时,向联邦政府报告未经资助而转移住宅财产(如住宅、公寓和单家庭住宅的土地)的情况。 Starting March 1, 2026, the Financial Crimes Enforcement Network (FinCEN) will require real estate professionals to report non-financed transfers of residential property—such as homes, condos, and land for single-family homes—to the federal government when the buyer is an entity or trust. 该规则适用于所有现金或私人融资交易,包括礼品,并规定披露个人和财产细节。 The rule applies to all-cash or privately financed deals, including gifts, and mandates disclosure of personal and property details. 向个人、政府机构或上市公司转让无需报告。 Reporting is not required for transfers to individuals, government bodies, or publicly traded companies. 目标是通过提高高风险不动产交易的透明度来打击洗钱活动。 The goal is to combat money laundering by increasing transparency in high-risk real estate transactions.