新西兰提议设立现金中心,以便在银行分行不断减少的情况下维持存取渠道。 New Zealand proposes cash hubs to maintain access amid declining bank branches.

新西兰储备银行发起了为期六周的关于扩大现金准入的公众协商,提议建立多银行现金中心,以确保大多数人能够在短途步行或开车的情况下获得免费或低成本的现金服务。 The Reserve Bank of New Zealand has launched a six-week public consultation on expanding cash access, proposing multi-bank cash hubs to ensure most people can reach free or low-cost cash services within a short walk or drive. 该计划旨在遏制分支接入下降,建议每10 000人有一个枢纽,城市地点在3公里以内,农村地区地点在30公里以内。 The plan, aimed at countering declining branch access, suggests one hub per 10,000 people, with urban sites within 3 km and rural sites up to 30 km away. 估计每年银行成本为1.04亿美元,而银行利润超过100亿美元,并突出显示年度社会效益28.3亿美元,包括对小企业、隐私和抗灾能力的支助。 It estimates a $104 million annual cost to banks—minor compared to their over $10 billion in profits—and highlights $2.83 billion in annual societal benefits, including support for small businesses, privacy, and disaster resilience. 超过80%的成年人偶尔使用现金,8%完全依赖现金。 Over 80% of adults use cash occasionally, and 8% rely on it exclusively. 2026年4月10日前应提交反馈。 Feedback is due by April 10, 2026.