PNB的2025年净利润增加了20%,达到P25.3B,其驱动力是更强劲的贷款、更好的资产质量和数字增长。
PNB's 2025 net profit rose 20% to P25.3B, driven by stronger lending, better asset quality, and digital growth.
菲律宾国家银行报告说,2025年净利润增加了20%,达到253亿菲律宾比索,这得益于更强劲的贷款、资产质量的提高以及业务效率的提高。
Philippine National Bank reported a 20% rise in net profit for 2025, reaching P25.3 billion, fueled by stronger lending, improved asset quality, and operational efficiency.
核心收入增长,因为净利率稳定在4.51%,贷款损失准备金下降,不良贷款比率提高至4.7%。
Core earnings grew as net interest margin held steady at 4.51%, loan loss provisions dropped, and the nonperforming loan ratio improved to 4.7%.
贷款总额增长了15%,消费者贷款增加了27%,存款额达到1.06万亿比索,采用数字应用程序的用户增加了26%。
Total loans rose 15% with consumer loans up 27%, deposits hit P1.06 trillion, and digital adoption surged with a 26% increase in app users.
该银行还通过可持续性债券筹集了157亿比索,其股票价格上涨2.44%。
The bank also raised P15.7 billion through a sustainability bond and saw its share price rise 2.44%.