爱尔兰的抵押贷款批准率在2026年1月下降了10.6%,达到2014年的低点,原因是流动住房贷款下降23.3%,而供应仍然极低。 Irish mortgage approvals fell 10.6% in January 2026, hitting a 2014 low, due to a 23.3% drop in home mover loans, while supply remains critically low.

爱尔兰的抵押贷款批准率在2026年1月逐年下降10.6%,达到3 034笔贷款,这是2014年以来最低的,对搬家者的批准率急剧下降23.3%。 Mortgage approvals in Ireland dropped 10.6% year-on-year in January 2026 to 3,034 loans, the lowest since 2014, with a sharp 23.3% decline in approvals for home movers. 首次买房者约占批准人数的60%,而住房供应仍然受到限制,去年只有17 275所新住房开户,为2024年的一半。 First-time buyers made up about 60% of approvals, while housing supply remains constrained, with only 17,275 new homes started in the past year—half the 2024 level. 尽管经济下滑,但抵押贷款管道仍然强,去年近169亿欧元的批准,一些贷款机构报告说,购买租需求正在增加. Despite the downturn, the mortgage pipeline remains strong, with nearly €16.9 billion in approvals over the past year, and some lenders report rising buy-to-let demand.