到2025年12月,印度的零售贷款在黄金和家用贷款的推动下,在资产质量提高和非地表增长强劲的情况下,创下162万亿印度克朗。 Indian retail loans hit ₹162 lakh crore by Dec 2025, driven by gold and home loans, with improved asset quality and strong non-metro growth.

印度的零售贷款年同比增长18.1%,到2025年12月达到162万亿元,其中44.1%的黄金贷款由于黄金价格上涨和喜庆需求增加而猛增。 India's retail loans rose 18.1% year-on-year to ₹162 lakh crore by December 2025, led by a 44.1% surge in gold loans due to higher gold prices and festive demand. 住房贷款增长10.5%,平均规模较大,汽车、两轮和消费耐用贷款也有所增加。 Home loans grew 10.5%, with larger average sizes, while auto, two-wheeler, and consumer durable loans also increased. 对独资实体的贷款增加26.2%。 Loans to sole-proprietor entities rose 26.2%. 资产质量有所改善,逾期贷款30-180天降至2.8%。 Asset quality improved, with overdue loans 30–180 days down to 2.8%. 国有放款人领导了新的来源,非地表地区的信贷增长有所扩大。 State-owned lenders led new originations, and credit growth expanded in non-metro areas.