团结小型金融银行在2026年底进入住房融资,提供小额住房贷款,无需立即供资,并在2-3年内可能公开上市。
Unity Small Finance Bank to enter housing finance in late 2026 with micro home loans, no immediate funding needed, and potential public listing in 2–3 years.
Unity 小型金融银行计划于2026年底进入住房金融领域,此前已于5月出售其住房组合,重点转向微型住房贷款或微型LAPs,而非优质城市贷款。
Unity Small Finance Bank plans to enter the housing finance sector in late 2026 after selling its housing portfolio by May, focusing on micro home loans or micro-LAPs rather than prime city lending.
尽管印度航空公司没有投标,但该公司的目标是有机增长, 资本充足率高达28%, 没有立即需要外部资金, 根据修订的印度储备银行规则, 两到三年内可能上市.
Despite missing a bid for Aviom India, it aims for organic growth with strong capital adequacy at 28%, no immediate need for external funding, and a potential public listing in two to three years under revised RBI rules.
该银行正在扩大信用卡和黄金融资等数字服务,目标是微小型和微型企业及供应链贷款,而其小额金融投资组合(目前占贷款的25%)预计将随着其他部门的增长而缩减。
The bank is expanding digital offerings like credit cards and gold financing, targeting MSME and supply chain lending, while its microfinance portfolio—currently 25% of loans—is expected to shrink as other segments grow.
小额金融银行业的复原力和生存能力正在提高。
The small finance bank sector is showing improved resilience and viability.