由于成本高和需求疲软,联合王国的抵押贷款和企业贷款增长在2026年放缓,预计到2027年将出现回升。 UK mortgage and business lending growth is slowing in 2026 due to high costs and weak demand, with a rebound expected by 2027.

由于经济不确定性、高借贷成本和需求疲软,预计2026年英国的抵押贷款和企业贷款将放缓,抵押贷款增长从2025年的3%下降到2.5%,企业贷款从6.9%下降到3.5%。 UK mortgage and business lending are expected to slow in 2026 due to economic uncertainty, high borrowing costs, and weak demand, with mortgage lending growth falling to 2.5% from 3% in 2025 and business lending dropping to 3.5% from 6.9%. 预计2026年银行贷款总额将下降到3.1%,但随着经济条件的改善、就业市场的加强和信心的回报,预计2027年和2028年的增长将回升。 Total bank lending is forecast to decline to 3.1% in 2026, but growth is projected to rebound in 2027 and 2028 as economic conditions improve, job markets strengthen, and confidence returns. 默认率预计会略有上升,但仍然较低。 Default rates are expected to rise slightly but remain low.