2025年,保险人面临风险和人才损失增加,但在市场变化中,他们面临先进的数字转型。 In 2025, insurers faced rising risks and talent losses but advanced digital transformation amid market shifts.

2025年,在软市场中,财产和伤亡保险人的承保收益有所改善,农业旅游等部门的需求不断增长,风险增加。 In 2025, property and casualty insurers saw improved underwriting gains amid a soft market, with rising demand in sectors like agritourism increasing risk exposure. 由Howden的雇用所推动的一场人才战争花费了Brown和Brown2 300万美元的收入,突显了补偿和文化对保留的影响。 A talent war, fueled by Howden’s hiring, cost Brown & Brown $23 million in revenue, underscoring the impact of compensation and culture on retention. 保险人正在解决索赔中存在的差距,并投资于人工智能和云层安全,以管理数字风险,尽管诸如延迟更新数据和不灵活筛选工具等遗留的信息技术挑战依然存在。 Insurers are addressing claims experience gaps and investing in AI and cloud security to manage digital risks, though legacy IT challenges like delayed data updates and inflexible screening tools persist. 尽管项目拖延,公司仍在推动数字转型,云层迁移和采用AI成为关键的竞争因素,特别是在伦敦经纪人驱动的市场上。 Despite project delays, firms are advancing digital transformation, with cloud migration and AI adoption becoming key competitive factors, especially in London’s broker-driven market.