印度正在复苏的贷款人Yes Bank报告利润增长强劲,ROA不断增长,年终目标为1%,得到SMBC的股份和战略资产转移的帮助。 YES Bank, India’s recovering lender, reports strong profit growth and rising ROA, targeting 1% by year-end, aided by SMBC’s stake and strategic asset shifts.

“是”银行是一个正在恢复的印度私人放款人,目的是在本财政年度结束时实现1%的资产回报率(ROA),预期下一财政年度将超过1%。 YES Bank, a recovering Indian private lender, aims to achieve a 1% return on assets (ROA) by the end of the current fiscal year, with expectations of exceeding that in the next. 公司12月季度净利同比增长55%,季度增长45%,达到9.52亿卢比,年化ROA从去年同期的0.6%提高到0.9%. It reported a 55% year-on-year and 45% quarter-on-quarter rise in net profit to ₹952 crore for the December quarter, with annualised ROA improving to 0.9% from 0.6% in the same period last year. 在九个月内,ROA从0.5%上升到0.8%. Over nine months, ROA rose to 0.8% from 0.5%. 自24财政年度以来,该银行一直完全遵守优先部门贷款规则,使农村基础设施发展基金(开发基金)的贷款额从占总资产的11%降至6.9%,并计划到27财政年度将贷款额减至5%以下。 The bank has maintained full compliance with priority sector lending rules since FY24, enabling a drop in Rural Infrastructure Development Fund (RIDF) exposure from 11% to 6.9% of total assets, with plans to reduce it below 5% by FY27. 随着低收益再投资基金资产的成熟,银行计划取消高成本借款和再投资于高收益贷款。 As low-yielding RIDF assets mature, the bank plans to retire higher-cost borrowings and reinvest in higher-yielding loans. 2025年,日本的Sumitomo Mitsui银行(SMBC)获得24.9%的股权,这支持了日本在提高盈利能力的同时维持大约15%年增长率的战略。 A 24.9% stake acquired by Japan’s Sumitomo Mitsui Banking Corporation (SMBC) in 2025 supports its strategy to sustain around 15% annual growth while improving profitability.