社会保障信托基金可能到2032年用完,有可能在不进行改革的情况下削减28%的福利金。 Social Security trust fund may run out by 2032, risking up to 28% benefit cuts without reform.

国会预算办公室预计,社会保障信托基金到2032年将耗尽,如果不实行改革,将自动削减28%的福利金。 The Congressional Budget Office projects the Social Security trust fund will be depleted by 2032, leading to automatic benefit cuts of up to 28% if no reforms are enacted. 如果没有变化,退休人员和幸存者的月付款每年可减少近6 700美元,2032年初步减少约7%,到2036年增至28%。 Without changes, retirees and survivors could see monthly payments drop by nearly $6,700 annually, with initial reductions of about 7% in 2032 rising to 28% by 2036. 各种因素包括生活费用调整增加、工资税收入增长减缓,以及最近一项法律扩大了公共部门工人的福利。 Factors include higher cost-of-living adjustments, slower payroll tax revenue growth, and a recent law expanding benefits to public sector workers. 专家们敦促决策者采取行动,提出诸如提高工资税或有针对性的福利调整等改革建议,以防止财政危机并改善长期经济健康。 Experts urge policymakers to act, suggesting reforms like higher payroll taxes or targeted benefit adjustments to prevent a fiscal crisis and improve long-term economic health.