自2026年3月19日起, 英国银行可能会提高超过100英镑的无接触支付限额, Starting March 19, 2026, UK banks may raise contactless payment limits above £100, though most will keep the current cap.

从2026年3月19日起,英国银行和建筑协会可以设定高于目前100英镑上限的无接触支付限额,尽管预计大多数银行和建筑协会将维持这一限额。 Starting March 19, 2026, UK banks and building societies can set contactless payment limits higher than the current £100 cap, though most are expected to maintain it. 一项Defaqto分析发现,31个机构中只有42%允许客户设定自己的限额,尽管68%允许用户冻结无接触付款。 A Defaqto analysis found only 42% of 31 institutions allow customers to set their own limits, though 68% let users freeze contactless payments. 金融行为管理局说,这一变化支持创新和消费者选择,同时保留对欺诈的保护,包括对未经授权交易的退款。 The Financial Conduct Authority says the change supports innovation and consumer choice while keeping fraud protections, including refunds for unauthorized transactions. 专家建议使用基于App的工具, 如支出警告、交易冻结、客户限制等, 来管理财务。 Experts recommend using app-based tools like spending alerts, transaction blocking, and custom limits to manage finances.