科尔卡塔金融科技初创公司Roopya筹集了400万卢比, 扩大其由印度20多家贷款机构使用的AI驱动贷款平台. Roopya, a Kolkata fintech startup, raised ₹4 crore to expand its AI-powered lending platform used by 20+ lenders across India.

科尔卡塔的金融科技SaaS初创公司Roopya在由Inflection Point Ventures领导的种子轮融资中筹集了400万卢比, Kolkata-based fintech SaaS startup Roopya has raised ₹4 crore in a seed round led by Inflection Point Ventures, with support from Adelaar Consulting LLP. 该公司的AI-dower, no-code Lind-as-Service平台自动连接贷款来源,让放款人能够在5-7天内推出定制产品。 The company’s AI-powered, no-code Lending-as-a-Service platform automates loan origination, enabling lenders to launch customized products in 5–7 days. 它每年处理100个以上的贷款,为10个州的20+贷款人提供服务,支持1 100多个销售点终端。 It processes over ₹100 crore in loans annually, serves 20+ lenders across 10 states, and supports more than 1,100 point-of-sale terminals. 该平台符合RBI条例,并被《CICRA法》确认为“特定用户”,将处理时间减少了50%以上,违约率减少了25%,运营成本降低了30%。 The platform, compliant with RBI regulations and recognized as a 'Specified User' under the CICRA Act, has reduced processing times by over 50%, cut default rates by 25%, and lowered operational costs by up to 30%. 随着印度数字贷款市场预计到2030年将超过3.6拉赫,Roopya计划扩大中市非银行中心和小额供资机构。 With the Indian digital lending market projected to exceed ₹3.6 lakh crore by 2030, Roopya aims to expand among mid-market NBFCs and MFIs.