爱尔兰银行因拖延反欺诈系统而罚款370万英镑,使数百万人暴露于风险之下。 Bank of Ireland UK fined £3.7M for delaying anti-fraud system, leaving millions exposed.

在2023年10月执行“确认受款人反欺诈制度”的最后期限过后,联合王国付款系统管理者对爱尔兰英国银行罚款370万英镑,使114万新收款人和69亿英镑的交易得不到保护。 Bank of Ireland UK has been fined £3.7 million by the UK’s Payments Systems Regulator for missing the October 2023 deadline to implement the Confirmation of Payee anti-fraud system, leaving over 1.14 million new payees and £6.9 billion in transactions unprotected. 该系统旨在核实收款人姓名并防止欺诈,最终于2025年1月推出。 The system, designed to verify payee names and prevent scams, was finally rolled out in January 2025. 该处罚因提前和解而减少30%,反映了监管者严格执行付款安全规则。 The penalty, reduced by 30% for early settlement, reflects the regulator’s strict enforcement of payment security rules. 该银行道歉,确认该系统现已完全运作,并强调了对AI和监测的持续投资,以加强预防欺诈。 The bank apologized, confirmed the system is now fully active, and highlighted ongoing investments in AI and monitoring to strengthen fraud prevention.