2026年1月,英国按揭付款降至1 592英镑,原因是尽管房价上涨,但利率较低。 UK mortgage payments fell to £1,592 in Jan 2026, driven by lower rates despite rising home prices.

2026年1月,英国按揭付款平均降至1 592英镑,比上一年下降119英镑,原因是按揭利率降低,尽管房价略有上升。 Average UK mortgage payments dropped to £1,592 in January 2026, down £119 from the previous year, driven by lower mortgage rates despite slightly rising house prices. 平均两年固定利率从4.99%下降到4.23%,帮助第一次买主看到付款下降至975英镑。 The average two-year fixed rate fell to 4.23% from 4.99%, helping first-time buyers see payments drop to £975. 伦敦的下降幅度最大,而东北部的付款数额最低。 London saw the largest decrease, while the North East had the lowest payments. 还本付息和购货换购费率也有所下降,尽管由于供资费用增加而有所上升。 Remortgage and buy-to-let rates also declined, though some increases followed due to higher funding costs.