加利福尼亚州将要求保险公司为2028年1月1日开始的防火住房提供家庭保险。 California will require insurers to offer home insurance to fire-safe homes starting Jan. 1, 2028.

新的加利福尼亚法案SB 1076将要求保险公司为符合州野火安全标准的房产提供并续保房主保险,例如自2028年1月1日起的家用硬化和防御空间。 A new California bill, SB 1076, would require insurers to offer and renew homeowners insurance for properties meeting state wildfire safety standards, such as home hardening and defensible space, starting January 1, 2028. 该法律旨在防止拒绝为火灾后安全重建的房屋提供保险,即使这些房屋符合最高的安全基准。 The law aims to prevent denial of coverage for homes rebuilt safely after fires, even if they meet the highest safety benchmarks. 承保人必须提供至少相当于其标准政策的保险,不履约的承保人可能面临对母国保险市场和汽车保险市场的五年禁令。 Insurers must provide coverage at least equivalent to their standard policies, and non-compliant insurers could face a five-year ban from both home and auto insurance markets.