塔楼保险预测,2026年的利润下降至55-65MM,原因是极端天气索赔,尽管政策有所增长,索赔处理情况也有所改善。 Tower Insurance forecasts 2026 profit drop to $55–65M due to extreme weather claims, despite growth in policies and better claims handling.

塔保险预计其2026年的基本利将从2025年的创纪录的1.07亿美元下降到5.5565亿美元,原因是与天气有关的索赔不断升级,其4500万美元的大型事件储备中的1200万美元已经用于10月,11月和1月的风暴. Tower Insurance forecasts its 2026 underlying profit will drop to $55–65 million from a record $107 million in 2025 due to escalating weather-related claims, with $12 million already spent from its $45 million large events reserve on storms in October, November, and January. 该公司称极端天气对利润构成重大威胁,尽管家庭政策稳步增长,索赔处理工作有所改善。 The company cites extreme weather as a major profit threat, despite steady growth in home policies and improved claims processing. Michael Stiassny主席批评国家气候适应缓慢, 指出洪水易发地区和基础设施不足造成的持续风险, 同时质疑政府的保险审查。 Chair Michael Stiassny criticized slow national climate adaptation, noting ongoing risks from flood-prone areas and inadequate infrastructure, while questioning the government’s insurance review. 他强调,增加保费的驱动力更多是强制征税——占保险费的40%左右——以及比保险商定价更广泛的生活费压力。 He emphasized that premium increases are driven more by mandatory levies—making up about 40% of premiums—and broader cost-of-living pressures than insurer pricing. 一些南岛城镇面临政策停顿,但行业趋势仍然有限。 Some South Island towns face policy pauses, though the industry trend remains limited.