削减投资者税收减免可以降低房价,帮助首次购买者,研究发现。 Cutting investor tax breaks could lower home prices and help first-time buyers, study finds.

美国企业研究所的一项新研究表明,减少对住房投资者的财政鼓励措施——例如减税和优惠融资——可以降低住房价格,特别是在负担得起的市场。 A new study by the American Enterprise Institute suggests that reducing financial incentives for housing investors—such as tax breaks and favorable financing—could lower home prices, especially in affordable markets. 这些优惠让投资者比传统购买者多出10%的购买力,使他们能比第一次购房者胜过第一次买房者。 These perks give investors up to 10% more buying power than traditional buyers, enabling them to outcompete first-time homebuyers. 在加利福尼亚州,投资者在费用较低的县拥有不成比例的房屋份额,一些地区拥有50%以上的投资者所有权。 In California, investors own a disproportionate share of homes in lower-cost counties, with some areas seeing over 50% investor ownership. 虽然大型机构投资者持有大约2%的美国单亲家庭,但较小的投资者在推动竞争方面发挥着重要作用。 While large institutional investors hold about 2% of U.S. single-family homes, smaller investors play a major role in driving up competition. 研究质疑政府支持的投资者补贴是否与增加普通美国人拥有住房的目标相一致。 The study questions whether government-backed subsidies for investors align with the goal of increasing homeownership for average Americans.