联合王国计划进行2026年的改革,以便通过新的资本规则来增强相互放款人的贷款权力。 UK plans 2026 reforms to boost mutual lenders’ lending power via new capital rules.

联合王国财政部正在为包括全国建设协会在内的相互金融机构推进一项多年期改革方案,预计将在2026年制定新的立法。 The UK Treasury is advancing a multi-year reform program for mutual financial institutions, including Nationwide Building Society, with new legislation expected in 2026. 改变可能使互助公司能够筹集超过会员储蓄的资金,从而提高贷款能力,并支持政府的目标,即将该部门规模翻一番. Changes may allow mutuals to raise funds beyond member savings, potentially boosting lending capacity and supporting the government’s goal to double the sector’s size. 拟议的1986年《建筑协会法》修订案和资本规则,包括放松杠杆比率缓冲,可以节省约300亿英镑的抵押贷款和小企业贷款。 Proposed updates to the Building Societies Act 1986 and capital rules, including easing leverage ratio buffers, could free up an estimated £30 billion for mortgages and small business loans. 改革的目的是提高金融部门的竞争、透明度和问责制,进一步的细节将在2026年夏季最后期限之前公布。 The reforms aim to increase competition, transparency, and accountability in the financial sector, with further details to be announced before a summer 2026 deadline.