泰国银行尽管贷款减少,利润减少,需求疲软,但在2025年问题4下仍具有恢复力。 Thai banks resilient in Q4 2025 despite declining loans, lower profits, and weak demand.

泰国银行业在2025年的Q4中表现出了恢复力,尽管贷款下降第六连续四分之一,净利润下降13.5%,其驱动因素是中小企业和消费者需求疲软、利息收入减少以及借款人支持方案。 Thailand's banking sector showed resilience in Q4 2025 despite a sixth straight quarter of loan declines and a 13.5% drop in net profits, driven by weak demand from SMEs and consumers, lower interest income, and borrower support programs. 不良贷款比率从2.94%上升至2.84%,而银行保持了强劲的资本、流动资金和备抵。 The non-performing loan ratio improved to 2.84% from 2.94%, while banks maintained strong capital, liquidity, and provisions. 中央银行警告说,在经济增长缓慢和不平衡的情况下,脆弱借款人不断面临财政压力。 The central bank warned of ongoing financial stress among vulnerable borrowers amid sluggish, uneven economic growth.