新西兰在惠灵顿和克赖斯特彻奇的家庭保险费上涨,但在奥克兰下降,各城市之间的价格差异很大,而且准入问题依然存在。 New Zealand home insurance premiums rose in Wellington and Christchurch but fell in Auckland, with major price differences across cities and ongoing access issues.

新西兰的房屋保险费在惠灵顿和克赖斯特彻奇上升了10%,但根据2025年消费者Ns调查,奥克兰的保险费下降了11%。 House insurance premiums in New Zealand rose 10% in Wellington and Christchurch but dropped 11% in Auckland, according to Consumer NZ’s 2025 survey. 惠灵顿市仍是最昂贵的城市,标准住房年均费用为3 824美元,而Dunedin市的费率最低,为2 227美元。 Wellington remains the most expensive city at $3,824 median annual cost for a standard home, while Dunedin offers the lowest rates at $2,227. 转换供应商可以节省高达550美元的潜在资金,尽管80%以上的房主都住在同一个保险公司。 Potential savings of up to $550 are possible by switching providers, though over 80% of homeowners stay with the same insurer. 专家建议比较报价,谨慎地增加超额,如果没有私人保险,则考虑政府支持的自然危害涵盖范围。 Experts recommend comparing quotes, increasing excess cautiously, and considering government-backed natural hazards cover if private insurance is unavailable. 一些高风险地区的人在寻找覆盖面方面挣扎不已,这突出表明了持续承受能力和获得服务的问题。 Some in high-risk areas struggle to find coverage, highlighting ongoing affordability and access concerns.