Judo Capital的利润在2026年初几乎翻了一番,比澳大利亚主要银行的利润还要快,银行业强劲增长和利润率提高是其推动因素。
Judo Capital's profit nearly doubled in early 2026, outpacing major Australian banks, fueled by strong business banking growth and improved margins.
据Judo Capital报告,在2026财政年度前半期,由于商业银行业的强劲增长和利润率的提高,利润猛增近50%,超过澳大利亚主要银行的业绩。
Judo Capital reported a near-50% profit surge in the first half of FY2026, outperforming major Australian banks, driven by strong growth in business banking and improved margins.
银行扩大到32个地点的171个银行家,包括德文港的一个新地点,计划再开三个银行。
The bank expanded to 171 bankers across 32 locations, including a new site in Devonport, with plans for three more openings.
在存款成本降低和批发融资多样化的支持下,后半部分的净利率比值指导提高到3.15%。
Net interest margin guidance for the second half was raised to 3.15%, supported by lower deposit costs and diversified wholesale funding.
存款增长继续, 转账率上升, 随时预约和在线储蓄新产品推出.
Deposit growth continued, with higher rollover rates and new at-call and online savings products launched.
信贷质量保持稳定,过去到期的贷款略有增加,这些贷款与包括儿童保育在内的几个部门挂钩,但都得到了很好的保障。
Credit quality remained stable, with modest increases in past-due loans tied to a few sectors, including childcare, all well secured.
准备金较低,资本生成强劲有力,有通过证券化或贷款销售优化资本的选项。
Provisioning was lower, and capital generation stayed strong, with options to optimize capital through securitization or loan sales.