印度议会委员会建议结束低平衡处罚,以促进金融包容性和公平。 India's parliamentary committee recommends ending low-balance penalties to boost financial inclusion and fairness.

印度的一个议会委员会建议结束对储蓄账户最低余额低的处罚,指出对低收入者不公平的影响以及金融包容性的障碍。 A parliamentary committee in India has recommended ending penalties for low minimum balances in savings accounts, citing unfair impacts on low-income earners and barriers to financial inclusion. 要求公、私银行制定统一规则, 要求提高利息及免收规费等奖励措施。 The move, backed by data showing ₹28,495 crore in penalties over five years, calls for uniform rules across public and private banks, urging incentives like higher interest and fee waivers instead. 虽然公共部门银行已基本降低了这种收费,但许多私人银行继续收取这种收费。 While public sector banks have largely dropped such fees, many private banks continue charging them. 委员会敦促财政部和RBI执行连贯一致的政策,包括针对农村银行和合作银行的政策,并为小企业家建立量身定制的账户。 The committee urged the finance ministry and RBI to enforce consistent policies, including for rural and cooperative banks, and to create tailored accounts for small entrepreneurs.