私人学生贷款贷方在借款人保护薄弱的情况下,根据新法律可能会扩大,从而增加学生的风险。 Private student loan lenders, with weak borrower protections, may expand under new law, raising risks for students.

包括Navient、Sallie Mae和SoFi等私人学生贷款人已准备好扩大贷款额, A bipartisan Senate report reveals that private student loan lenders, including Navient, Sallie Mae, and SoFi, are poised to expand offerings as the Republican-backed OBBBA limits federal loan access. 调查发现,这些放款人(其中许多人有掠夺性做法的历史)对因学校欺诈或关闭而受害的借款人提供的保护薄弱,并计划向私人股份公司出售贷款。 The investigation found these lenders, many with histories of predatory practices, offer weak protections for borrowers harmed by school fraud or closures, and half plan to sell loans to private equity firms. 由于对扩大客户服务的准备很少,参议员们警告说,这一转变可能会增加学生、特别是工作家庭的成本和风险,敦促立即进行监督,以防止财务损害。 With little preparation for scaling customer service, senators warn the shift could raise costs and risks for students, especially working families, urging immediate oversight to prevent financial harm.