印度中央银行允许非银行贷款中心使用以技术为后盾的贷款损失担保,放宽贷款规则,增加信贷准入。 India’s central bank allows NBFCs to use fintech-backed loan loss guarantees, easing lending rules and boosting credit access.

印度储备银行已经扭转了2025年的限制,允许非银行金融公司(非银行金融公司)在贷款协议的组成部分中,在贷款损失条款中使用有息技术伙伴提供的违约损失担保(DLGs)。 The Reserve Bank of India has reversed its 2025 restrictions, allowing non-banking financial companies (NBFCs) to use default loss guarantees (DLGs) from fintech partners in loan loss provisions if integral to the loan agreement. 这项行动立即生效,减少了供应压力,提高了盈利能力,为新贷款腾出了资本,特别是在数字和联合贷款伙伴关系中。 The move, effective immediately, reduces provisioning pressure, boosts profitability, and frees up capital for new lending, particularly in digital and co-lending partnerships. 它支持扩大零售商和小企业借款人的信贷,特别是在城市和半城市地区,并协调整个贷款框架的DLG待遇。 It supports credit expansion for retail and small business borrowers, especially in urban and semi-urban areas, and aligns DLG treatment across lending frameworks. RBI强调不断进行监测以维持金融稳定,并有防止系统性风险的保障措施。 The RBI emphasized ongoing monitoring to maintain financial stability, with safeguards to prevent systemic risks.