EQ银行于2026年获得PC Finance总卡和货币账户,以扩大其覆盖面并与加拿大大银行竞争。 EQ Bank acquires PC Financial’s Mastercard and money accounts in 2026 to expand its reach and compete with Canada’s big banks.

加拿大第七大银行EQ Bank(加拿大第七大银行)正大力购买PC Finance总卡投资组合和PC Money账户,预计将在2026年结束交易,与Loblaw及其PC Optimum忠诚计划合作,以提高知名度和信任度。 EQ Bank, Canada’s seventh-largest bank, is pursuing a major acquisition of PC Financial’s Mastercard portfolio and PC Money accounts in a deal expected to close in 2026, partnering with Loblaw and its PC Optimum loyalty program to boost visibility and trust. 此举旨在将EQ银行的覆盖面扩大到全国的杂货店和自动取款机,帮助数字银行尽管缺乏分行、信用卡和财富管理服务,但仍与“六大”集团竞争。 The move aims to expand EQ Bank’s reach into grocery stores and ATMs nationwide, helping the digital-only bank compete with the Big Six despite lacking branches, credit cards, and wealth management services. CEO Chadwick Westlake在Andrew Moor突然去世后,于2025年8月接管了CEO Chadwick Westlake,他说,收购对于增长至关重要。 CEO Chadwick Westlake, who took over in August 2025 after the sudden death of Andrew Moor, said the acquisition is pivotal for growth. 银行削减了约8%的劳动力,以提高效率,并正在管理不断上升的信贷损失,特别是抵押贷款组合的损失。 The bank has cut about 8% of its workforce to improve efficiency and is managing rising credit losses, particularly in its mortgage portfolio. 分析师是分开的,卡片业务会发出一些信用风险较高的警告,而其他一些分析师则认为交易在战略上是稳妥的,并有可能带来变革。 Analysts are divided, with some warning of higher credit risk from the card business and others calling the deal strategically sound and potentially transformative.