Klarna和Clearpay现在对BNPL用户实施更严格的检查,以减少欺诈和违约,可能阻碍或推迟采购。 Klarna and Clearpay now enforce stricter checks on BNPL users to cut fraud and defaults, potentially blocking or delaying purchases.

从2026年初开始,使用Klarna和Clearpay的店主在完成 " 立即付款 " 后期交易之前,将遇到更多的身份和财务检查,因为两家公司都采取了更严格的核查措施,以减少违约和欺诈。 Starting in early 2026, shoppers using Klarna and Clearpay will encounter additional identity and financial checks before completing Buy Now Pay Later transactions, as both companies implement stricter verification measures to reduce defaults and fraud. 这些变化是工业界改善金融稳定性的更广泛努力的一部分,可能会拖延或阻止信贷史不一致或核查不完整的用户购买某些物品。 The changes, part of broader industry efforts to improve financial stability, may delay or block some purchases for users with inconsistent credit histories or incomplete verification.