英国的芯片和针头将股票欺诈减少了95%,但在2025年初,远程欺诈上升至215亿英镑,无接触付款目前占主导地位。 UK's chip and pin reduced in-store fraud by 95%, but remote fraud rose to £215M in early 2025, with contactless payments now dominant.

在联合王国完全采用芯片和针头支付储存卡20年后,伪造欺诈下降了95%,尽管欺诈转移到了远程交易,2025年初损失了2.15亿英镑。 Twenty years after the UK fully adopted chip and pin for in-store card payments, counterfeit fraud has dropped 95%, though fraud has shifted to remote transactions, with £215 million lost in early 2025. 无接触付款目前占主导地位,占信贷的66%和借记卡交易的76%,限额增至100英镑,银行自2026年3月起设定自己的限额。 Contactless payments now dominate, accounting for 66% of credit and 76% of debit card transactions, with limits rising to £100 and banks set to set their own limits starting March 2026. 无接触移动电话的使用十分普遍,半数用户每月通过智能手机付费。 Mobile contactless use is widespread, with half of users paying via smartphone monthly. 芯片和针头仍然是高价值购买的关键,每笔交易平均93英镑,而欺诈越来越多地涉及社会工程和一次性密码被盗。 Chip and pin remains key for higher-value purchases, averaging £93 per transaction, while fraud increasingly involves social engineering and stolen one-time passcodes.