印度中央银行提出一些规则,允许银行在严格保障下向已建立的REIT公司贷款。 India’s central bank proposes rules to let banks lend to established REITs under strict safeguards.

印度储备银行提出了新的规则,允许银行向在SEBI注册、公开公布的REIT公司贷款,业务至少3年,现金正流动,将任何单一REIT公司及其相关实体的风险限制在资产总额的49%。 The Reserve Bank of India has proposed new rules allowing banks to lend to SEBI-registered, publicly listed REITs with at least three years of operations and positive cash flows, capping exposure to any single REIT and its related entities at 49% of its assets. 贷款必须得到充分担保,避免还贷,并且只为有有效证书的已完成项目供资。 Loans must be fully secured, avoid bullet repayments, and finance only completed projects with valid certificates. 银行必须监测资金使用情况,以防止诸如土地收购等被禁止的活动。 Banks must monitor fund use to prevent prohibited activities like land acquisition. 还提议对银行商业房地产借贷中REIT风险总额单独设定10%的限制。 A separate 10% limit on total REIT exposure within banks’ commercial real estate lending is also proposed. 这些准则在2026年3月6日之前开放供公众评论,旨在管理风险,同时支持成熟的REIT。 The guidelines, open for public comment until March 6, 2026, aim to manage risk while supporting mature REITs.