印度的UPI数字支付系统在2025年迅速增长,成为世界上最大的实时网络,具有强有力的预防欺诈和受害者赔偿机制。 India's UPI digital payment system grew rapidly in 2025, becoming the world’s largest real-time network, with strong fraud prevention and victim compensation.

印度的数字支付指数在2025年9月上升到516.76,其驱动因素是数字交易的强劲增长,特别是通过统一支付接口(UPI),它处理将近85%的数字支付。 India's Digital Payments Index rose to 516.76 in September 2025, driven by strong growth in digital transactions, particularly via the Unified Payments Interface (UPI), which handles nearly 85% of digital payments. RBI报告说,UPI的交易量接近每日100克朗,该系统现在按数量计算是世界上最大的实时支付网络。 The RBI reported UPI transaction volume nearing ₹100 crore daily, with the system now the world’s largest real-time payment network by volume. 通过新的欺诈预防措施, 包括强制整合基于电信的验证平台, 避免了约500亿卢比的欺诈, New fraud prevention measures, including mandatory integration with a telecom-based verification platform, have averted around ₹500 crore in fraud, while a new compensation framework offers up to ₹25,000 or 85% of losses to victims—even if they shared passwords.