英国的研究发现, 多数抵押贷款持有者不理解金融保护, UK study finds most mortgage holders don’t understand financial protection despite adviser talks, prompting calls for clearer communication and better engagement.

联合王国的一项研究表明,尽管顾问与82%的客户讨论了金融保护产品问题,但消费者对金融保护产品的认识差距日益加大。 A UK study reveals a growing gap in consumer understanding of financial protection products, despite advisers discussing them with 82% of clients. 只有39%的房贷持有者记得这些谈话,只有35%能够正确地确定收入保护。 Only 39% of mortgage holders recall these talks, and just 35% can correctly identify income protection. 24%的工人储蓄不足500英镑,18%的工人退出购买过程——在35岁以下者中占25%——埃克塞特敦促该行业简化沟通,尽早纠正错误观念,并加强客户参与。 With 24% of workers having less than £500 in savings and 18% dropping out of the purchase process—rising to 25% among under-35s—the Exeter urges the industry to simplify communication, correct misconceptions early, and strengthen client engagement. 金融行为管理局还在寻求行业投入,以缩小保护差距,改善获得基本金融安全网的途径。 The Financial Conduct Authority is also seeking industry input to close the protection gap and improve access to essential financial safety nets.