美联储正在重新评估其监督警报,将重点放在重大金融风险上,而不是小的程序问题上,以提高清晰度和效力。 The Fed is reevaluating its supervisory alerts to focus on major financial risks, not minor procedural issues, to improve clarity and effectiveness.

作为副主席米歇尔·鲍曼(Michelle Bowman)领导的更广泛的监督改革的一部分,美联储正在审查其先前发布的“需要注意的事项”,以确保它们侧重于物质财务风险,而不是程序性问题。 The Federal Reserve is reviewing its previously issued "matters requiring attention" (MRAs) to ensure they focus on material financial risks rather than procedural issues, as part of a broader supervisory overhaul led by Vice Chair Michelle Bowman. 检查员将评估相互承认协议是否具体,是否对银行安全和健全造成重大威胁;未达到标准者可降级为非约束性意见。 Examiners will assess whether MRAs are specific and pose significant threats to bank safety and soundness; those not meeting the standard may be downgraded to non-binding observations. 审查不包括消费者保护问题,目的是提高清晰度和有效性,在与银行和监管机构协商后,到3月解决直截了当的案件,到7月中旬解决复杂案件。 The review, excluding consumer protection issues, aims to improve clarity and effectiveness, with straightforward cases resolved by March and complex ones by mid-July, following consultations with banks and regulators.