加利福尼亚州在2026年推出首生购房者首期首期付款贷款方案,金额高达150K美元。 California launches down payment loan program up to $150K for first-gen homebuyers in 2026.

加利福尼亚州正在启动一项新的方案,允许第一代购房者申请最高达150 000美元的首期付款贷款,目的是增加家庭首当其冲购买住房的个人对住房的所有权。 California is launching a new program allowing first-generation homebuyers to apply for down payment loans of up to $150,000, aiming to increase homeownership among individuals who are the first in their family to buy a home. 这项计划定于2026年初开始,旨在解决国家有竞争力的住房市场上的可负担性挑战。 The initiative, set to begin in early 2026, is designed to address affordability challenges in the state’s competitive housing market. 资格将以收入限额、房价上限以及第一代地位证明为依据。 Eligibility will be based on income limits, home price caps, and proof of first-generation status. 如果房主在财产中至少保留五年,这些贷款可随着时间的推移而原谅。 The loans are forgivable over time if homeowners remain in the property for at least five years.