从2026年7月起,澳大利亚将按30%-40%对超过3百万澳元的退休金收益征税。 Australia to tax superannuation earnings over $3M at 30%-40% starting July 2026.

澳洲政府已制定立法, 增加巨额退休金余额的税收, 收入超过300万澳元的税收为30%, 余额在300万至1 000万澳元之间, 超过1 000万澳元的税收则为40%。 Australia’s government has introduced legislation to increase taxes on large superannuation balances, with earnings above $3 million taxed at 30% for balances between $3 million and $10 million, and 40% for those exceeding $10 million. 这些旨在提高公平和可持续性的变革于2026年7月1日生效,只适用于未来收入。 The changes, aimed at improving fairness and sustainability, take effect from 1 July 2026 and apply only to future earnings. 300万美元以下的余额在累积和退休免税期间仍按15%税率征税。 Balances below $3 million remain taxed at 15% during accumulation and tax-free in retirement. 该法案还通过低收入退休金减税法扩大对低收入者的支持。 The bill also expands support for low-income earners through the Low Income Superannuation Tax Offset. 立法现在面临来自绿党的潜在反对,绿党在参议院中掌握着权力的平衡。 The legislation now faces potential opposition from the Greens, who hold the balance of power in the Senate.