印度银行的不良资产在改革努力和财政状况改善的推动下,到2025年9月达到2.15%的创纪录低点。 India's bank non-performing assets hit a record low of 2.15% by September 2025, driven by reform efforts and improved financial health.

根据临时数据,截至2025年9月,印度在册商业银行报告说,国内业务的不良资产毛额比率历来很低,为2.15%。 As of September 2025, India's Scheduled Commercial Banks reported a historic low gross non-performing asset ratio of 2.15% for domestic operations, according to provisional data. 继2015年印度资产质量审查储备银行和政府4R战略之后,这一下降持续了八年。 The decline, sustained over eight years, follows the 2015 Reserve Bank of India Asset Quality Review and the government’s 4R strategy. 公共银行自2018年以来出现了更大降低,NPAs为2.50%,而私人银行为1.73%,外国银行为0.80%. Public sector banks saw a sharper reduction since 2018, with NPAs at 2.50%, compared to 1.73% for private banks and 0.80% for foreign banks. 不良资产的下降减少了准备金，提高了盈利能力，并强化了整个行业的资产负债表。 Lower NPAs have reduced provisioning, boosted profitability, and strengthened balance sheets across the sector.