一个新的政府方案给18岁以下儿童一个1 000美元的种子账户,在理想条件下,到28岁可能增长到近110万美元。 A new government program gives kids under 18 a $1,000 seed account, with potential growth to nearly $1.1 million by age 28 under ideal conditions.

一个超级碗广告促销Trump账户,这是2026年政府支持的投资方案,为18岁以下儿童推出,提供1 000美元的联邦种子存款。 A Super Bowl ad promotes the Trump Account, a government-backed investment program launching in 2026 for children under 18, offering a $1,000 federal seed deposit. 父母可以使用社会保障号码开立账户,每年缴款5 000美元,雇主可免税2 500美元。 Parents can open accounts using a Social Security number and contribute up to $5,000 annually, with employers adding up to $2,500 tax-free. Dell Technologies认捐62.5亿美元,为低收入地区的账户提供资金。 Dell Technologies pledged $6.25 billion to fund accounts in low-income areas. 白宫项目账户在理想的市场条件下,到28岁时可能增加到近110万美元,尽管专家警告这些估计数假定回报完美,没有税收,而且实际上没有不可能出现通货膨胀条件。 The White House projects accounts could grow to nearly $1.1 million by age 28 under ideal market conditions, though experts warn these estimates assume perfect returns, no taxes, and no inflation—conditions unlikely in reality. 分析家说,仅靠初始资金不大可能支付大学或家庭首期付款,长期成功取决于持续捐款和市场业绩。 Analysts say the initial funds alone are unlikely to cover college or a home down payment, and long-term success depends on sustained contributions and market performance.