蒙大拿州维护一项2021年的法律,该法允许保险公司在面临性别歧视的申诉时,按比率使用性和婚姻状况。 Montana defends a 2021 law letting insurers use sex and marital status for rates, facing claims of gender discrimination.

蒙大拿州正在捍卫一项2021年的法律,该法允许保险公司在确定费率时使用性和婚姻状况,这是其他43个州合法的做法。 Montana is defending a 2021 law allowing insurers to use sex and marital status in setting rates, a practice legal in 43 other states. 国家官员辩称,它允许基于风险的公平定价,并列举了保健使用和预期寿命的统计差异。 State officials argue it enables fair risk-based pricing, citing statistical differences in healthcare use and life expectancy. 法律面临来自倡导团体和个人的法律挑战,他们声称法律导致基于性别的歧视,特别是妇女的保险费增加。 The law faces legal challenges from advocacy groups and individuals who claim it results in gender-based discrimination, particularly higher premiums for women. 蒙大拿法院正在审理的这一案件取决于这些因素是否构成非法歧视或合法风险评估。 The case, ongoing in Montana’s courts, hinges on whether such factors constitute unlawful discrimination or legitimate risk assessment. 法律仍然有效,而国家正在等待最终裁决。 The law remains in effect while the state awaits a final ruling.