亚洲开发银行批准向GCash的Fuse Finance提供3 000万美元的贷款,以利用数字交易数据为菲律宾中小微企业和女企业家扩大数字信贷。 The Asian Development Bank approved a $30 million loan to GCash’s Fuse Financing to expand digital credit for Filipino MSMEs and women entrepreneurs using digital transaction data.

亚洲开发银行批准了一笔3 000万美元的贷款给作为GCash贷款分支机构的Fuse Finance,以扩大菲律宾中小企业和女企业家获得数字信贷的机会。 The Asian Development Bank has approved a $30 million loan to Fuse Financing, the lending arm of GCash, to expand digital credit access for MSMEs and women entrepreneurs in the Philippines. 这笔资金是东盟首创型伙伴关系的一部分,它支持GCash的GS核心系统利用数字交易数据评估信誉,减少对抵押品的依赖。 The funding, part of a first-of-its-kind ASEAN partnership, supports GCash’s GScore system to assess creditworthiness using digital transaction data, reducing reliance on collateral. 它旨在覆盖服务不足的农村企业,特别是在高贫困地区,而亚行和万事达卡则提供技术和催化资金。 It aims to reach underserved and rural businesses, particularly in high-poverty areas, while ADB and Mastercard provide technical and catalytic funding. 该倡议的目标是改善获得贷款的机会、速度和包容性,消除中小微企业的主要障碍,中小微企业占国内总产值的40%以上,占就业的63%,但只得到一小部分银行贷款。 The initiative targets improved loan access, speed, and inclusivity, addressing a major barrier for MSMEs, which contribute over 40% of GDP and 63% of employment but receive only a small fraction of bank lending.