多伦多和温哥华看到抵押贷款压力不断上升,因为首次买主面临更高的续期利率,需要更多贷款来应付。 Toronto and Vancouver see rising mortgage stress as first-time buyers face higher renewal rates, with more extending loans to cope.

加拿大抵押贷款和住房公司报告说,多伦多和温哥华的抵押贷款压力在上升,未支付的款项在增加,特别是在大流行病时期首次买主中,房价的续期率更高。 The Canada Mortgage and Housing Corp. reports rising mortgage stress in Toronto and Vancouver, with missed payments increasing—especially among pandemic-era first-time buyers facing higher renewal rates. 超过150万个家庭已经以更高的速率得到更新,预计不久还会有另外100万户家庭得到更新。 Over 1.5 million households have already renewed at higher rates, with another million expected soon. 许多人正在延长摊还期,以降低月付款,从而增加长期成本。 Many are extending amortization periods to lower monthly payments, increasing long-term costs. 虽然整体违约率仍处于历史低位,但CMHC指出,在经济压力下,债务高,投资者繁重的市场的金融压力日益增加. While overall delinquency remains historically low, CMHC notes growing financial strain in high-debt, investor-heavy markets amid economic pressures.