印度中央银行制定了新的规则,以保护数字支付用户和促进借贷。 India's central bank sets new rules to protect digital payment users and boost lending.

印度储备银行宣布了一个新框架,对小额数字付款欺诈的客户补偿高达25 000美元(276美元),这是加强消费者保护更广泛努力的一部分。 The Reserve Bank of India announced a new framework to compensate customers up to ₹25,000 ($276) for small-value digital payment frauds, part of broader efforts to strengthen consumer protection. 准则草案将处理错误销售、规范贷款回收做法并限制客户对未经授权交易的赔偿责任。 Draft guidelines will address mis-selling, regulate loan recovery practices, and limit customer liability for unauthorized transactions. RBI还计划发布一份关于增强数字支付安全的讨论文件,包括延迟信用额和对脆弱用户的认证。 The RBI also plans to release a discussion paper on enhanced digital payment safety, including delayed credits and extra authentication for vulnerable users. 关键改革包括将无担保的MSME贷款限额翻一番,达到20万卢比,允许银行在保障措施下向REITs贷款,放宽城市合作银行和小型非银行银行的条例。 Key reforms include doubling the collateral-free MSME loan limit to ₹20 lakh, allowing banks to lend to REITs under safeguards, and easing regulations for urban cooperative banks and small NBFCs. 中央银行在预测强劲增长的情况下将回购利率维持在5.25%。 The central bank maintained the repo rate at 5.25% amid strong growth forecasts.